# Grace

**Canonical:** https://apis.io/providers/grace/  
**Website:** https://grace.io/en/  
**APIs profiled:** 0

Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods such as watches, jewelry, and accessories. Founded in 2022 and backed by Speedinvest and FinTech Collective, Grace pairs a top-tier underwriter with a technology platform that handles instant coverage, fraud detection, claims processing, and logistics through the Grace app, and integrates into a brand's existing purchase journeys via a customizable API. The company raised a €5.9M seed round in 2025 and operates across Europe and beyond. Grace publishes no public developer portal or API specification; its API is a private, partner-facing integration offered to luxury brands.

## Kin Score — 4.7 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 4.7).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 3.4 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Grace Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Insurance, Insurtech, Fintech, Luxury, Embedded Insurance, Claims, France

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/grace/). Scores are computed from the provider's own public artifacts under a published rubric.