# Lightyear

**Canonical:** https://apis.io/providers/golightyear-com/  
**Website:** https://golightyear.com  
**APIs profiled:** 0

Lightyear operates a low‑cost investment platform that lets personal and business customers trade stocks, funds, ETFs, bonds, money‑market funds and crypto, and earn 2.46 % APY on a high‑yield Savings balance. The service is provided in the UK and across the EU, is regulated by the FCA and the Estonian Financial Supervision Authority, and uses BlackRock and J.P. Morgan custodians for asset protection.

## Kin Score — 18.3 / 100 (emerging)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 48.2 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 7.1 |
| Access Clarity | 44.7 |

Regulatory layer — **Securities & Market Data**: 18.5 (matched via tags).

## Agent readiness — 13.9 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## Security (1)

- **Golightyear Com Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Investing, Savings, Stocks, ETFs, Crypto

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/golightyear-com/). Scores are computed from the provider's own public artifacts under a published rubric.