# Gojo & Company

**Canonical:** https://apis.io/providers/gojo--company/  
**Website:** https://gojo.co/  
**APIs profiled:** 0

Gojo & Company, Inc. is a Tokyo-headquartered financial inclusion holding company founded on 4 July 2014 by Taejun Shin and Sanjay Gandhi, with the stated ambition of becoming a "private-sector World Bank". Gojo raises capital from mission-aligned investors and deploys it into microfinance institutions and inclusive financial service providers across South Asia, Southeast Asia, Central Asia, the Caucasus and Africa, supplying not only equity and debt but also management, governance, risk and technology support to its group companies. It runs a Financial Diaries research programme on low-income household cashflows, the Pasio digital financial inclusion initiative, and a non-profit arm, the Gojo Foundation. Gojo is a certified B Corporation and reports under J-GAAP. It is a private company; its equity trades on secondary marketplaces such as Hiive. Gojo publishes no public developer program, API documentation, or machine-readable API contract — its digital financial infrastructure and cloud core banking work is internal to the group and its partner institutions.

## Kin Score — 9.7 / 100 (minimal)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (-0.7 from 10.4).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Security (1)

- **Gojo  Company Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Financial Services, Financial Inclusion, Microfinance, Impact Investing, Holding Company, Emerging Markets, Japan

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/gojo--company/). Scores are computed from the provider's own public artifacts under a published rubric.