# GetPaid

**Canonical:** https://apis.io/providers/getpaid/  
**Website:** https://docs.getpaid.io  
**APIs profiled:** 6

Getpaid is a licensed European (EEA) embedded-payments platform that lets software platforms and marketplaces process payments while keeping the merchant relationship and capturing the transaction margin. It provides white-labeled hosted checkout across 30+ payment methods, atomic real-time split settlement that distributes a single transaction across sellers, the platform and agents, seller onboarding with KYC/KYB, subscriptions and invoicing with SEPA Direct Debit, and an AI-native agent-payments API with scoped authority tokens and spending limits. The v2 REST API uses OAuth 2.0 client-credentials auth, cursor pagination, RFC 7807 problem-details errors, an idempotency-key header, and 10 webhook events. Getpaid is a PCI-DSS Level 1, GDPR- and PSD2/SCA-aligned licensed payment institution with hubs in Germany, Spain and Finland.

## Kin Score — 53.2 / 100 (developing)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 53.2).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 74.3 |
| Governance | 20.8 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 64.7 |
| Commercial Clarity | 31.6 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 50.7 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (6)

- **GetPaid Accounts API** — Getpaid accounts created for sellers so they can start accepting payments and receiving payouts.
- **GetPaid Applications API** — Onboarding applications to collect the necessary information from sellers to create their Getpaid accounts and start accepting payments.
- **GetPaid Authentication API** — <!-- markdownlint-disable link-fragments --> In order to authenticate with Getpaid API you need to request an OAuth 2.0 access token using your client ID and secret by calling t...
- **GetPaid Checkouts API** — Payment checkout sessions for one-time payments that the buyer can complete using Getpaid hosted checkout.
- **GetPaid Payments API** — Create and manage payments initiated by the platform on behalf of the buyer. For recurring and unscheduled payments based on a previous standing instruction.
- **GetPaid Queries API** — List resources filtering and sorting them as needed.

## MCP servers (1)

- **getpaid-mcp.yml**

## Agentic access (1)

- **Getpaid Agentic Access** — 16 operations · 12 acting

## Security (2)

- **Getpaid Authentication** — oauth2 · 1 scheme
- **Getpaid Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Payments, Embedded Payments, Split Settlement, Checkout, Marketplace, Onboarding, Subscriptions, Agent Payments, Europe

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/getpaid/). Scores are computed from the provider's own public artifacts under a published rubric.