# Getbalance

**Canonical:** https://apis.io/providers/getbalance/  
**Website:** https://www.getbalance.com/  
**APIs profiled:** 1

Balance (Getbalance) provides financial infrastructure for B2B commerce. The platform offers embedded digital trade credit, B2B buy-now-pay-later (BNPL) financing at checkout, multi-rail B2B payments (ACH, wire, credit card, and global processing), marketplace payouts, and order-to-cash automation covering invoicing, collections, and cash application. Balance lets merchants and marketplaces offer net payment terms to business buyers while automating the entire invoice-to-cash workflow, with real-time credit intelligence and autonomous accounts receivable. It integrates with commerce platforms including Salesforce Commerce, Adobe Commerce (Magento), BigCommerce, and Shopify, and marketplace systems such as Mirakl, Logicbroker, and Nautical Commerce. Balance is a Y Combinator-backed fintech recognized on CNBC's World's Top Fintech Companies list.

## Kin Score — 33.6 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (-0.8 from 34.4).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 33.3 |
| Commercial Clarity | 42.1 |
| Access Clarity | 42.1 |

Regulatory layer — **Payments**: 59.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Balance API** — The Balance API powers embedded B2B payments, digital trade credit, net terms, and order-to-cash automation. Developer documentation is gated behind a request form (ReadMe-hoste...

## Security (2)

- **Getbalance Domain Security** — TLSv1.3 · DMARC
- **Getbalance Vulnerability Disclosure** — Hackerone · contact published

## Tags

Company, Payments, B2B Payments, Trade Credit, BNPL, Accounts Receivable, Financial Infrastructure, Fintech, Order-to-Cash, Embedded Finance, Marketplace

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/getbalance/). Scores are computed from the provider's own public artifacts under a published rubric.