# Geidea

**Canonical:** https://apis.io/providers/geidea/  
**Website:** https://www.geidea.net  
**APIs profiled:** 6

Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants accept card and wallet payments through a hosted Geidea Checkout (HPP) page or a server-to-server Direct API for PCI-DSS-compliant merchants, covering the full transaction lifecycle - create session, 3-D Secure authentication, pay, capture, void, refund, cancel, tokenization, Pay by Link, and Pay by Invoice - with support for mada, Visa, Mastercard, Apple Pay, Google Pay, Meeza QR, and BNPL. Payments are authenticated with a merchant public key and API password over HTTP Basic auth plus an HMAC request signature, and results are delivered back to merchants via webhook (callback) notifications.

## Kin Score — 32.1 / 100 (thin)

Scored 2026-08-24 under rubric 0.13.0. Trend: flat (-0.4 from 32.5).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 56.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 21.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (6)

- **Geidea Pay by Link API** — Programmatically create, update, fetch, delete, and send (by email or SMS) shareable payment links so customers can pay without a full storefront integration. Available for Egyp...
- **Geidea Pay by Invoice API** — Create, update, fetch, delete, and send payment invoices (KSA) that customers settle through a Geidea-hosted payment page. Exact request paths are documented in the Geidea API r...
- **Geidea Checkout API** — Create a payment session for the hosted Geidea Checkout page.
- **Geidea Direct API API** — Server-to-server 3-D Secure authentication and card payment.
- **Geidea Tokenization API** — Retrieve stored instrument tokens for cards on file.
- **Geidea Transaction Management API** — Capture, void, refund, cancel, and fetch transactions and orders.

## Agentic access (1)

- **Geidea Agentic Access** — 10 operations · 8 acting

## Security (2)

- **Geidea Authentication** — http/signature · 2 schemes
- **Geidea Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Geidea Plans Pricing**

## Tags

Payments, Payment Gateway, Saudi Arabia, Egypt, MENA, mada, Cards, Point-of-Sale, Checkout, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/geidea/). Scores are computed from the provider's own public artifacts under a published rubric.