# Gangkhar

**Canonical:** https://apis.io/providers/gangkhar/  
**Website:** https://www.gangkhar.com/  
**APIs profiled:** 0

Gangkhar is an AI-native embedded protection infrastructure platform that lets digital platforms, insurers, MGAs, and brokers configure, launch, and continuously optimize embedded insurance products globally through a single infrastructure layer and API. Its Sherpa+ engine provides full-stack embedded protection rails covering onboarding, pricing, underwriting, and claims across multiple carriers and markets, while Sherpa+Lens applies real-time AI optimization to pricing, messaging, and product versions. The platform enables sectors like mobility, delivery, fintech, e-commerce, travel, health, and vertical SaaS to embed compliant protection directly into their customer experiences without becoming insurers themselves. Founded in 2025 and led by former Chubb executive Federico Spagnoli, Gangkhar closed a $4.25M seed round in March 2026 led by Anthemis. Surfaced as an Anthemis portfolio company and enriched into the API Evangelist network.

## Kin Score — 7.5 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Insurance**: 15.2 (matched via tags).

## Agent readiness — 4.1 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## MCP servers (1)

- **Gangkhar Site MCP** — Gangkhar's public website (gangkhar.com) is powered by Wix and advertises a hosted, remote Model Context Protocol (MCP) endpoint in its llms.txt for agentic AI access to live, p...

## Security (1)

- **Gangkhar Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Insurance, Embedded Insurance, Insurtech, Embedded Finance, Protection, Artificial Intelligence, Fintech, Underwriting, Claims

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/gangkhar/). Scores are computed from the provider's own public artifacts under a published rubric.