# Galileo Financial Technologies

**Canonical:** https://apis.io/providers/galileo-fs/  
**Website:** https://www.galileo-ft.com/  
**APIs profiled:** 17

Galileo Financial Technologies (a SoFi company) is a card-issuing and banking platform powering many fintechs. Provides Program API (accounts, cards), Config API, Dispute API 3.0, Loan API, Payment Hub API, Risk API, Auth API (authorization controller webhook), Events API webhooks, and External Transactions API.

## Kin Score — 24.0 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 24.0).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 48.6 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 13.2 |
| Access Clarity | 13.2 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 31.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (17)

- **Galileo Program API** — REST API for managing accounts and cards: account creation, KYC/CIP verification, balance/funding, card issuance (physical, digital, virtual, instant-issue), authorization contr...
- **Galileo Config API** — REST API for program configuration including card products, fee schedules, MCC controls, and program parameters.
- **Galileo Dispute API 3.0** — REST API for the dispute lifecycle (chargebacks, representments, network communications).
- **Galileo Loan API** — REST API for credit, lending, BNPL, and secured-credit products including draw, repayment, and balance inquiry.
- **Galileo Payment Hub API** — REST API for ACH, RTP, Bill Pay, and other payments rails.
- **Galileo Risk API** — REST API for risk and fraud screening tools.
- **Galileo Auth API (Authorization Controller)** — Synchronous webhook-style endpoint customers expose for Galileo to call during authorization for approve/decline decisions.
- **Galileo Events API** — Outbound webhook delivery for transactions, account events, card events, and other lifecycle events.
- **Galileo External Transactions API** — REST API to feed third-party transactions into Galileo program ledgers for unified reporting.
- **Galileo Financial Technologies Config API** — The Config API from Galileo Financial Technologies — 1 operation(s) for config.
- **Galileo Financial Technologies Dispute API** — The Dispute API from Galileo Financial Technologies — 3 operation(s) for dispute.
- **Galileo Financial Technologies Events API** — The Events API from Galileo Financial Technologies — 1 operation(s) for events.
- **Galileo Financial Technologies ExternalTransactions API** — The ExternalTransactions API from Galileo Financial Technologies — 1 operation(s) for externaltransactions.
- **Galileo Financial Technologies Loan API** — The Loan API from Galileo Financial Technologies — 3 operation(s) for loan.
- **Galileo Financial Technologies PaymentHub API** — The PaymentHub API from Galileo Financial Technologies — 3 operation(s) for paymenthub.
- **Galileo Financial Technologies Program API** — The Program API from Galileo Financial Technologies — 6 operation(s) for program.
- **Galileo Financial Technologies Risk API** — The Risk API from Galileo Financial Technologies — 1 operation(s) for risk.

## Agentic access (1)

- **Galileo Fs Agentic Access** — 19 operations · 19 acting · 1 human-in-the-loop

## Security (2)

- **Galileo Fs Authentication** — http · 1 scheme
- **Galileo Fs Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Galileo Fs Plans Pricing**

## Tags

Fintech, Backend-as-a-Service, Card Issuing, Banking, Payments, ACH

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/galileo-fs/). Scores are computed from the provider's own public artifacts under a published rubric.