# Funding Societies

**Canonical:** https://apis.io/providers/funding-societies/  
**Website:** https://fundingsocieties.com  
**APIs profiled:** 0

Funding Societies (known as Modalku in Indonesia) is Southeast Asia's largest unified SME digital finance platform, founded in 2015 and operating across Singapore, Indonesia, Malaysia, Thailand and Vietnam. It provides small and medium-sized enterprises with business financing — term loans, micro loans, revolving credit lines, invoice and trade financing — and offers retail and institutional investors the ability to fund those loans for a return. The group is licensed and regulated in its markets and is backed by investors including SoftBank Vision Fund, Sequoia, and SoftBank Ventures Asia. Funding Societies does not currently publish a public developer API or SDK program; this API Evangelist profile captures the company's public web properties and security posture. It will be upgraded if and when a public API surface is published.

## Kin Score — 13.5 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 13.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Funding Societies Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Lending, SME Financing, Investment, Peer-to-Peer Lending, Southeast Asia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/funding-societies/). Scores are computed from the provider's own public artifacts under a published rubric.