# Funding Societies | Modalku

**Canonical:** https://apis.io/providers/funding-societies-modalku/  
**Website:** https://fundingsocieties.com  
**APIs profiled:** 0

Funding Societies (known as Modalku in Indonesia) is Southeast Asia's largest SME digital financing and investment platform, connecting small and medium enterprises seeking working capital with individual and institutional investors. Operating across Singapore, Indonesia, Malaysia, Thailand, Vietnam and Hong Kong, the platform offers micro loans, business term loans, invoice and accounts-payable/receivable financing, startup financing and property-backed secured lending, alongside investment products for lenders. It is licensed and regulated (Capital Markets Services License, Monetary Authority of Singapore) and was surfaced as a 500 Global portfolio company and added to the API Evangelist network. No public developer API, documentation, or developer portal is currently published.

## Kin Score — 11.5 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Funding Societies Modalku Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Financial-Services, Fintech, SME Lending, Digital Financing, Peer-to-Peer Lending, Invoice Financing, Investment, Southeast Asia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/funding-societies-modalku/). Scores are computed from the provider's own public artifacts under a published rubric.