# Fundera

**Canonical:** https://apis.io/providers/fundera/  
**Website:** https://www.fundera.com  
**APIs profiled:** 1

Fundera by NerdWallet is a small business financial guidance and lending marketplace platform that helps small business owners compare and access loan products, business credit cards, checking accounts, and financial health tools. Fundera connects borrowers with a vetted network of lenders offering SBA loans, term loans, lines of credit, equipment financing, invoice factoring, merchant cash advances, and commercial real estate loans. Acquired by NerdWallet in 2020, Fundera has secured over $5.4 billion in funds for more than 77,000 small businesses.

## Kin Score — 16.4 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 16.4).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (1)

- **Fundera Marketplace** — The Fundera by NerdWallet marketplace platform for comparing and applying for small business loan products, credit cards, and checking accounts. Provides a single application to...

## Security (1)

- **Fundera Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Fundera Plans Pricing**

## Tags

Small Business, Business Loans, Financial-Services, Lending Marketplace, Credit Cards, SBA Loans, NerdWallet, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fundera/). Scores are computed from the provider's own public artifacts under a published rubric.