# Fundbox

**Canonical:** https://apis.io/providers/fundbox/  
**Website:** https://fundbox.com  
**APIs profiled:** 1

Fundbox is an API-first embedded working capital platform that enables B2B sellers and platforms to offer net payment terms, credit underwriting, and working capital financing. Founded in 2013 and headquartered in Plano, TX, Fundbox has unlocked over $6 billion in capital for more than 170,000 small businesses. The platform provides a fully white-labeled, embedded lending API stack that allows B2B platforms to integrate credit decisioning, compliance, and servicing in two weeks or less.

## Kin Score — 17.8 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 17.8).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 2.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (1)

- **Fundbox Partner API** — The Fundbox Partner API provides an API stack for platforms to embed white-labeled net payment terms, credit underwriting, and working capital financing directly within their B2...

## Security (1)

- **Fundbox Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Fundbox Plans Pricing**

## Tags

Fintech, B2B Credit, Embedded Finance, Net Terms, Working Capital, Small Business, Lending, Credit Underwriting

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fundbox/). Scores are computed from the provider's own public artifacts under a published rubric.