# FreeRateUpdate

**Canonical:** https://apis.io/providers/freerateupdate-com/  
**Website:** https://freerateupdate.com/  
**APIs profiled:** 0

FreeRateUpdate publishes the lowest mortgage, home equity, and home loan rates and APRs verified from lenders and brokers in its network. Individual terms and eligibility vary. Users can compare rates for home loans and home equity, accessing up-to-date financial data across the United States.

## Kin Score — 9.1 / 100 (minimal)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 48.3 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 4.8 |
| Developer Ergonomics | 2.4 |
| Access Clarity | 17.0 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 13.7 (matched via fallback).

## Agent readiness — 11.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## MCP servers (1)

- **FreeRateUpdate MCP Server** — Remote MCP server at fru-api.freerateupdate.com.

## Security (1)

- **FreeRateUpdate Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Finance, Mortgage, Home Equity, Loans, Rates, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/freerateupdate-com/). Scores are computed from the provider's own public artifacts under a published rubric.