# Frame Payments

**Canonical:** https://apis.io/providers/frame-payments/  
**Website:** https://framepayments.com/  
**APIs profiled:** 1

Frame Payments is a payments and compliance platform ("operating system") for high-compliance and high-risk merchants across regulated verticals including travel, crypto, telemedicine, gaming, gambling, the creator economy, and AI businesses. The frameOS platform unifies payments, payouts, KYC/KYB, identity verification, fraud detection (Sonar), geocompliance, disputes, subscriptions, and usage-based billing behind one REST API at api.framepayments.com/v1. Frame ships backend SDKs (Node, PHP, Ruby), mobile SDKs (iOS, Android, React Native), the Frame.js browser SDK with embeddable elements, a sandbox-only CLI, and HMAC-signed webhooks. Backed by Techstars.

## Kin Score — 52.3 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 52.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 83.3 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Payments**: 60.9 (matched via tags).

## Agent readiness — 40.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | yes |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Frame API** — The Frame REST API for payments, payouts, accounts, KYC/identity, disputes, subscriptions, invoices, and usage-based billing. Bearer secret-key auth over HTTPS; page-based pagin...

## Security (2)

- **Frame Payments Authentication** — apiKey · 2 schemes
- **Frame Payments Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Financial-Services, Fintech, KYC, Compliance, Fraud Detection, Billing, Payouts, Identity Verification

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/frame-payments/). Scores are computed from the provider's own public artifacts under a published rubric.