# Found

**Canonical:** https://apis.io/providers/found-business/  
**Website:** https://found.com/  
**APIs profiled:** 5

Found is a fintech business-banking app for the self-employed, freelancers, and sole proprietors that combines a free business checking account (banking services provided by Lead Bank, Member FDIC) with built-in bookkeeping, real-time tax estimates and payments, invoicing, and contractor management. As of the 2026-06-20 review Found exposes no public or partner developer API; the surfaces below are documented as in-app product features, not programmatic APIs.

## Kin Score — 23.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 23.1).

| Facet | Score |
|---|---|
| Discoverability | 64.8 |
| Contract Quality | 26.6 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 9.5 |
| Commercial Clarity | 47.4 |
| Access Clarity | 47.4 |

Regulatory layer — **Banking & Open Finance**: 21.5 (matched via tags).

## Agent readiness — 18.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (5)

- **Found Banking** — Free business checking with a Mastercard business debit card, team cards with spend controls, check and cash deposits, wires, check payments, contractor payments, and sub-accoun...
- **Found Bookkeeping** — Automatic expense and income tracking, custom rules and tags, receipt scanning, importing external transactions, and financial reports. App feature only; no public API is docume...
- **Found Taxes** — Real-time tax estimates with automatic tax savings set-aside, automatic write-offs, tax form generation, mileage tracking, and quarterly federal tax payments from the app (Sched...
- **Found Invoicing** — Create and send invoices, track their status, and get paid directly into the Found account, with invoice income flowing into bookkeeping and tax estimates. App feature only; no ...
- **Found Contractor Management** — Unlimited contractor payments with no per-contractor fees, flexible payment methods, W-9 collection, and free 1099-NEC generation and filing. App feature only; no public API is ...

## Security (3)

- **Found Business Domain Security** — TLSv1.3 · HSTS · DMARC
- **Found Business Vulnerability Disclosure** — security.txt · contact published
- **Found Business Trust Center** — SOC 2, PCI DSS

## Plans (1)

- **Found Business Plans Pricing**

## Tags

Fintech, Business Banking, Bookkeeping, Taxes, Self-Employed

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/found-business/). Scores are computed from the provider's own public artifacts under a published rubric.