# Fold

**Canonical:** https://apis.io/providers/fold/  
**Website:** https://foldapp.com  
**APIs profiled:** 0

Fold (NASDAQ: FLD) is a bitcoin financial services company founded in 2014 and based in Atlanta, Georgia, billed as the first publicly traded bitcoin financial services company. Fold makes it easy for individuals and businesses to earn, save, and use bitcoin through consumer products including the Fold App, the Fold Bitcoin Rewards Credit Card, the Fold Debit Card, and the Fold Bitcoin Gift Card marketplace, paying real bitcoin rewards (not points or a proprietary token) on everyday purchases and bill payments. Bitcoin custody and Lightning Network payouts are powered by partners such as BitGo and OpenNode. Fold is a consumer-facing fintech application and does not publish a public developer API, OpenAPI specification, or developer portal; this profile is maintained as a company record in the API Evangelist network.

## Kin Score — 7.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 12.5 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fintech, Bitcoin, Cryptocurrency, Rewards, Payments, Personal Finance, Debit Card

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fold/). Scores are computed from the provider's own public artifacts under a published rubric.