# Florin

**Canonical:** https://apis.io/providers/florin/  
**Website:** https://florin.inc  
**APIs profiled:** 0

Florin is a San Francisco fintech startup building an integrated financial operating system for venture-backed companies. Rather than reselling another bank's infrastructure, Florin is building the underlying money-movement rails end to end so that funds settle in real time on a single ledger the company owns. The product combines business accounts, cards, payments, and treasury management into one invite-only membership aimed at startup founders who would otherwise stitch together half a dozen separate tools to hold, move, and grow their capital. Florin was founded in 2026 by Shaurya Aggarwal (CEO), Amol Pant (CTO), and Aydin Sorensen, and is a member of Y Combinator's Summer 2026 batch. At the time of this profile Florin operates a single marketing landing page with a waitlist and publishes no public API, developer documentation, or other developer-facing surface yet; this entry captures the company's identity and awaits a public API to enrich further.

## Kin Score — 1.5 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 1.5).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Requires approval — onboarding: approval, pricing: unknown, trial: no (confidence: medium).

## Security (1)

- **Florin Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Banking as a Service, Neobank, Payments, Treasury, Cards, Startups, Y Combinator

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/florin/). Scores are computed from the provider's own public artifacts under a published rubric.