# Flock

**Canonical:** https://apis.io/providers/flock/  
**Website:** https://www.flockcover.com/  
**APIs profiled:** 0

Flock is a London-based commercial motor and fleet insurtech that provides usage-based, data-driven insurance for businesses operating vehicle fleets. Using real-time telematics and data science, Flock prices risk dynamically and rewards safer driving with lower premiums, delivering connected fleet insurance through a digital platform and partner integrations. The company is backed by Anthemis and other investors and operates primarily in the United Kingdom. This API Evangelist profile tracks Flock's public developer and company surface; as of this enrichment pass Flock publishes no public API, developer portal, or machine-readable specification.

## Kin Score — 2.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Flock Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Insurance, Insurtech, Commercial Motor, Fleet, Telematics, Usage-Based Insurance, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/flock/). Scores are computed from the provider's own public artifacts under a published rubric.