# Flinks

**Canonical:** https://apis.io/providers/flinks/  
**Website:** https://flinks.com/  
**APIs profiled:** 6

Flinks is a Canadian financial data platform (owned by National Bank of Canada) that lets businesses connect to consumer and business bank accounts to aggregate account, transaction, and statement data, verify identity, and derive income, credit-risk, and fraud analytics. Access begins with a Flinks Connect authentication session and a multi-step /Authorize (MFA) call, after which banking, enrichment, and analytics endpoints are invoked with the returned RequestId.

## Kin Score — 36.7 / 100 (thin)

Scored 2026-08-24 under rubric 0.12.1. Trend: flat (+0.0 from 36.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 53.5 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Banking & Open Finance**: 29.1 (matched via tags).

## Agent readiness — 35.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (6)

- **Flinks Authorize API** — The Authorize API from Flinks — 1 operation(s) for authorize.
- **Flinks Connect API** — The Connect API from Flinks — 5 operation(s) for connect.
- **Flinks Enrich API** — The Enrich API from Flinks — 1 operation(s) for enrich.
- **Flinks Fraud API** — The Fraud API from Flinks — 2 operation(s) for fraud.
- **Flinks Identity API** — The Identity API from Flinks — 1 operation(s) for identity.
- **Flinks Score API** — The Score API from Flinks — 2 operation(s) for score.

## Agentic access (1)

- **Flinks Agentic Access** — 12 operations · 11 acting

## Security (4)

- **Flinks Authentication** — apiKey · 1 scheme
- **Flinks Domain Security** — TLSv1.3 · HSTS · DMARC
- **Flinks Vulnerability Disclosure** — disclosure policy published
- **Flinks Trust Center** — SOC 2, PCI DSS

## Plans (1)

- **Flinks Plans Pricing**

## Tags

Financial Data, Open Banking, Bank Aggregation, Fintech, Canada

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/flinks/). Scores are computed from the provider's own public artifacts under a published rubric.