# First West Credit Union

**Canonical:** https://apis.io/providers/first-west-credit-union/  
**Website:** https://www.trucooperativebank.ca/  
**APIs profiled:** 0

First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, British Columbia. Formed in 2010 by the merger of Envision Credit Union and Valley First, and later joined by Island Savings and Enderby & District Financial, it operates those four regional brands over a shared branch network with roughly 291,000 members, about $20.8 billion in total assets, 45 branches, and around 1,300 employees. After members voted in 2021 for federal continuance, it received a federal charter under Canada's Bank Act and became a federal credit union / cooperative bank (CDIC-insured) as of April 1, 2026. On the open-finance front First West / Tru runs no first-party public developer portal and publishes no downloadable OpenAPI or partner API; both developer.firstwestcu.ca and developer.trucooperativebank.ca resolve to nothing (NXDOMAIN). Third-party access to member account data today is aggregator-based (screen-scraping via providers such as Plaid and Flinks), the fragmented and voluntary Canadian norm while the federal Consumer-Driven Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) remains legislated but not yet operational.

## Kin Score — 2.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **First West Credit Union Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial-Services, Banking, Canada, Credit Union, Cooperative Bank, British Columbia, Consumer-Driven Banking, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/first-west-credit-union/). Scores are computed from the provider's own public artifacts under a published rubric.