# Finverse

**Canonical:** https://apis.io/providers/finverse/  
**Website:** https://www.finverse.com  
**APIs profiled:** 2

Finverse is a unified open finance API platform providing aggregated access to banking data, payments, and financial services across Asia-Pacific. Often described as the Plaid for Asia, it connects to over 40 banks across Hong Kong, Singapore, Philippines, Vietnam, and other Southeast Asian markets.

## Kin Score — 9.3 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 9.3).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 15.8 |
| Access Clarity | 15.8 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (2)

- **Finverse Bank Data API** — Retrieve real-time financial account information with user consent from over 40 Asian banks. Returns key financial data including real-time account balances, transaction and bal...
- **Finverse Collect API** — Automate bank payment collection in Hong Kong and Singapore. Enable customers to pay directly from their bank accounts, cutting transaction fees by up to 85%. Supports payment l...

## Security (1)

- **Finverse Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Finverse Plans Pricing**

## Tags

API Aggregation, Asia Pacific, Financial Data, Open Banking, Open Finance, Payments, Unified-API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/finverse/). Scores are computed from the provider's own public artifacts under a published rubric.