# Fintech

**Canonical:** https://apis.io/providers/fintech/  
**Website:** https://www.fin.tech/  
**APIs profiled:** 0

Fin (fin.tech) is a crypto-native payments company that lets users and businesses move millions of dollars instantly — to other Fin users, directly into bank accounts, or across crypto rails. It provides business-grade payment rails that feel like a consumer payment app rather than crypto: instant global settlement in seconds, native support to deposit and withdraw to bank accounts, and send/receive of USDT, USDC, ETH, and BTC, while Fin abstracts the underlying crypto settlement behind a clean fintech interface. Backed by Sequoia, Multicoin, and Pantera Capital, Fin operates a private, auth-gated production API surface (api.fin.tech) and publishes an llms.txt for agents; it does not currently publish a public developer portal, OpenAPI, or SDKs. Surfaced in the API Evangelist network as a Pantera Capital portfolio company (sector: crypto) and enriched from its public web surface.

## Kin Score — 8.0 / 100 (minimal)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 8.0).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Fintech Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Crypto, Payments, Stablecoins, Banking, Cross-Border Payments, Settlement, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fintech/). Scores are computed from the provider's own public artifacts under a published rubric.