# Fintech Farm

**Canonical:** https://apis.io/providers/fintech-farm/  
**Website:** https://www.fintech-farm.com/  
**APIs profiled:** 0

Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick Bezkrovnyy and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps, an AI-driven credit engine and credit-risk models, customer acquisition and retention programs, and customer service operations — and is compensated on the performance of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam, Simbank with DosCredoBank in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm is a business-to-business bank-partnership provider and publishes no public developer program, API documentation or machine-readable API contract; its integration surface is delivered privately to partner banks.

## Kin Score — 10.0 / 100 (minimal)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 10.0).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 6.5 |
| Commercial Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 2.7 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Security (2)

- **Fintech Farm Domain Security** — TLSv1.3 · DMARC
- **Fintech Farm Vulnerability Disclosure** — Hackerone · security.txt · contact published

## Plans (1)

- **Fintech Farm Plans Pricing**

## Tags

Company, Banking, Financial Services, Neobank, Digital Banking, Fintech, Credit, Emerging Markets, Banking as a Service, Mobile Banking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fintech-farm/). Scores are computed from the provider's own public artifacts under a published rubric.