# Fintary

**Canonical:** https://apis.io/providers/fintary/  
**Website:** https://fintary.com/  
**APIs profiled:** 2

Fintary is an AI-powered commission management and revenue operations platform for insurance distribution — serving brokerages, carriers, and wealth firms. It automates compensation calculation and reporting across complex hierarchies, splits, overrides, and bonuses; reconciles carrier statement data; monitors chargebacks; surfaces real-time revenue and profitability analytics; and provides a white-label producer portal for 24/7 commission visibility. Fintary integrates with agency and distribution systems such as Applied Epic, Agency Integrator, SmartOffice, OneHQ, and BenefitPoint. Fintary publishes two OpenAPI 3.0.0 contracts on its own API host at api.fintary.com — a customer-facing Open API (agents, commissions, payouts, policies, analytics datasets/reports/widgets, document upload) and an AMS API (policies, customers, agents, contracts, hierarchy, tasks, document repository, page-config registry) — plus SSO integration guides for external identity providers. This profile is maintained in the API Evangelist network.

## Kin Score — 41.2 / 100 (developing)

Scored 2026-08-19 under rubric 0.12.0. Trend: flat (-1.6 from 42.8).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 50.7 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 37.5 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Insurance**: 45.5 (matched via tags).

## Agent readiness — 42.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Contact sales / customer tenant — onboarding: approval, pricing: unknown, trial: no (confidence: medium).

## APIs (2)

- **Fintary Open API** — Customer-facing REST API over Fintary's commission and distribution data — list, create and update agents; assign and remove uplines; read an agent's commissions, payouts, polic...
- **Fintary AMS API** — Agency Management System REST API covering the policy, customer and agent record core — policy detail, status changes, teams, tasks, commission breakdown and the two-phase docum...

## MCP servers (1)

- **fintary-mcp.yml**

## Agentic access (1)

- **Fintary Agentic Access** — 81 operations · 39 acting

## Security (2)

- **Fintary Authentication** — apiKey/http · 2 schemes
- **Fintary Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Fintary Plans Pricing**

## Tags

Company, Fintech, Insurance, Insurtech, Commissions, Revenue Operations, Analytics, Agency Management, Policy Management, Payouts, Reconciliation, OpenAPI

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fintary/). Scores are computed from the provider's own public artifacts under a published rubric.