# Finsify

**Canonical:** https://apis.io/providers/finsify/  
**Website:** https://hub.finsify.com  
**APIs profiled:** 1

Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for accessing end-user banking data — account balances and status, and categorized transaction history — across 50+ bank and statement services in 15 countries. The API handles customer creation, short-lived connection tokens that drive the end-user bank-login flow, account retrieval, transaction history filtered by date range, and login lifecycle management (activate, deactivate, refresh, reconnect), with machine-learning transaction categorization and webhook notifications for new transactions and login-status changes. Finsify is a 500 Global portfolio company and powers fintech products including Money Lover, Money Paper, Ngan Luong, and Bao Kim.

## Kin Score — 26.9 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 26.9).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 51.6 |
| Governance | 0.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 37.0 |
| Commercial Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 36.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Finsify Hub API** — RESTful bank-aggregation API for accessing consumer banking data — accounts, balances, and categorized transaction history — plus customer, connection token, and login lifecycle...

## MCP servers (1)

- **finsify-mcp.yml**

## Security (2)

- **Finsify Authentication** — apiKey · 3 schemes
- **Finsify Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Financial Services, Open Banking, Bank Aggregation, Financial Data, Transactions, Fintech, Southeast Asia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/finsify/). Scores are computed from the provider's own public artifacts under a published rubric.