# Finli

**Canonical:** https://apis.io/providers/finli/  
**Website:** https://finli.com/  
**APIs profiled:** 0

Finli is a financial technology platform serving two markets. For small and medium-sized businesses it provides a full digital back office — professional invoicing and quoting, payment processing (ACH, credit card, and Apple Pay), customer relationship management, inventory tracking, and autopay. For banks and credit unions it delivers those same tools as a white-labeled offering so financial institutions can attract and deepen small-business relationships, keep deposits, and own their customer data without taking on operational risk. Finli is SOC 2 Type II certified and PCI DSS compliant, and was founded by CEO Lori Shao. Added to the API Evangelist network as a Techstars portfolio company; Finli publishes no public developer API at this time.

## Kin Score — 19.0 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 52.6 |
| Access Clarity | 52.6 |

Regulatory layer — **Banking & Open Finance**: 30.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Finli Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Payments, Invoicing, Small Business, Billing, Banking, ACH

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/finli/). Scores are computed from the provider's own public artifacts under a published rubric.