# Finiata

**Canonical:** https://apis.io/providers/finiata/  
**Website:** https://www.finiata.com  
**APIs profiled:** 0

Finiata was a Berlin-founded fintech providing working-capital and invoice financing to small businesses, freelancers and micro-enterprises, operating principally in Germany and Poland and backed by investors including Point Nine. It was surfaced as a portfolio company of point-nine and added to the API Evangelist network as a lead for enrichment. As of the 2026-07-20 enrichment pass Finiata has no live public surface: finiata.com is registered but fully undelegated (no NS, SOA, A, MX or TXT records) and does not resolve; the former developer portal developer.finiata.com, archived as live in 2019, no longer resolves; and finiata.de has been taken over by unrelated third-party gambling-affiliate content. The only live first-party assets found are the company's GitHub organization (github.com/debitech) and one unmaintained internal npm tooling package. No API, OpenAPI or other machine-readable specification, documentation, or well-known surface exists to catalog.

## Kin Score — 5.7 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 5.7).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Financial-Services, Fintech, Lending, Invoice Financing, Working Capital, Small Business, Germany

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/finiata/). Scores are computed from the provider's own public artifacts under a published rubric.