# FinContext

**Canonical:** https://apis.io/providers/fincontext-ai/  
**Website:** https://fincontext.ai/  
**APIs profiled:** 1

FinContext is a read-only bank-context layer that connects personal bank, credit card and investment accounts to AI assistants such as Claude, ChatGPT, Cursor, Cline and Zed over the open Model Context Protocol (MCP). Account access is brokered by Plaid and is strictly read-only, so the AI can answer questions like spending pace, runway, savings rate and card-benefit utilisation against the account holder's actual numbers rather than pasted CSVs. FinContext LLC publishes the service at fincontext.ai, a developer/MCP page at /developers, an llms.txt index and a gated MCP endpoint at /mcp. As of the site notice captured on 2026-11-07, FinContext is winding down and no longer accepts new accounts.

## Kin Score — 30.5 / 100 (thin)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 71.7 |
| Contract Quality | 0.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 42.9 |
| Developer Ergonomics | 31.0 |
| Access Clarity | 44.7 |

Regulatory layer — **Banking & Open Finance**: 23.0 (matched via tags).

## Agent readiness — 27.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (1)

- **FinContext MCP** — Read-only personal-finance MCP server. The provider's own llms.txt documents 10 MCP tools (balances, transactions, categories, update, stat, sync, link_bank, status, feedback, h...

## MCP servers (1)

- **FinContext MCP Server** — FinContext's remote MCP server for read-only personal finance. The provider's own llms.txt (https://fincontext.ai/llms.txt) documents 10 tools exposed over MCP JSON-RPC at https...

## Security (3)

- **FinContext Authentication** — 2 schemes
- **FinContext Domain Security** — TLSv1.3
- **FinContext Vulnerability Disclosure** — no policy recorded

## Plans (1)

- **FinContext Plans Pricing**

## Tags

Company, MCP, Artificial Intelligence, Personal Finance, Banking, Plaid, Fintech, Read Only

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fincontext-ai/). Scores are computed from the provider's own public artifacts under a published rubric.