# Fincompare

**Canonical:** https://apis.io/providers/fincompare/  
**Website:** https://fincompare.de/  
**APIs profiled:** 0

Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the platform lets businesses request, compare, and close financing offers from 100+ banks and alternative lenders in one place, covering business loans, leasing, factoring, goods and warehouse financing, real-estate financing, and revenue-based financing. Fincompare connects lenders such as ING, VR Smart Finanz, and iwoca directly through bank API integrations to automate credit decisions. The company was acquired by a consortium of DZ Bank, several Volksbanken, and Atruvia in 2021. Fincompare operates a customer-facing SME financing product; it does not publish a public developer API or documentation surface.

## Kin Score — 10.8 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 10.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Fincompare Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Financing, SME Lending, Fintech, Loans, Comparison Marketplace, Banking, Factoring, Leasing, Germany

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fincompare/). Scores are computed from the provider's own public artifacts under a published rubric.