# Finbots.AI

**Canonical:** https://apis.io/providers/finbotsai/  
**Website:** https://www.finbots.ai/  
**APIs profiled:** 0

Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk platform that lets banks and lenders build, validate, and deploy application, behavioural, and collection scorecards in hours instead of months. Its proprietary, explainable machine-learning models power real-time lending decisions in under 0.03 seconds, and the platform adds a Decision Engine (business rules), propensity modelling, and managed data services. Backed by Accel, finbots.ai serves retail banking, SME lending, and credit-card clients across APAC and MEA markets, and was among the first fintechs to complete Singapore's AI Verify AI-governance testing framework. No public self-service developer API is published; API integration is enterprise and sales-gated.

## Kin Score — 2.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 7.6 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Finbotsai Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Artificial Intelligence, Credit Risk, Credit Scoring, Fintech, Lending, Banking, Machine-Learning, Risk Management, Singapore

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/finbotsai/). Scores are computed from the provider's own public artifacts under a published rubric.