# Fin

**Canonical:** https://apis.io/providers/fin/  
**Website:** https://www.fin.com  
**APIs profiled:** 9

Fin (fin.com) is a global cross-border payments infrastructure company that moves money internationally over stablecoin rails and direct liquidity networks instead of traditional correspondent banking, settling in minutes rather than days. Its Orchestration API lets businesses onboard individual and business customers (KYC/KYB), create beneficiaries, quote FX and fees, send transfer and batch payouts, provision multi-currency virtual accounts that convert fiat deposits to crypto (e.g. USD to USDC), and run crypto orchestration across exchanges. Founded by ex-Citadel engineers, Fin raised a $17M Series A to bring its stablecoin-powered high-value payments product to market. This profile was enriched from the public developer surface at developer.fin.com.

## Kin Score — 42.6 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.6).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 64.0 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 41.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (9)

- **Fin Authentication API** — A modified OAuth 2.0 Client Credential Flow
- **Fin Balances API** — Retrieve wallet balance information
- **Fin Beneficiaries API** — Manage beneficiary accounts for payments and transfers
- **Fin Catalogue API** — A set of endpoints to retrieve contextual data to assemble requests to fin.com's API
- **Fin Crypto Orchestration API** — The Crypto Orchestration API from Fin — 3 operation(s) for crypto orchestration.
- **Fin Customers API** — Customer management and document upload operations
- **Fin Fees & FX Rates API** — Retrieve fees and foreign exchange rates
- **Fin Transactions API** — Transaction history and management for beneficiaries
- **Fin Virtual Accounts API** — Create and manage virtual accounts for USD to USDC conversions

## MCP servers (1)

- **Fin MCP Server**

## Agentic access (1)

- **Fin Agentic Access** — 62 operations · 31 acting

## Security (2)

- **Fin Authentication** — http/oauth2 · 1 scheme
- **Fin Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Payments, Cross-Border Payments, Stablecoins, Fintech, Money Movement, Foreign Exchange, Virtual Accounts, Crypto

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fin/). Scores are computed from the provider's own public artifacts under a published rubric.