# Figure Technology Solutions

**Canonical:** https://apis.io/providers/figure-technology-solutions/  
**Website:** https://www.figure.com/  
**APIs profiled:** 8

Figure Technology Solutions is a Reno, Nevada financial-technology company (founded 2018) that builds and operates blockchain-based platforms for lending, capital markets, and asset management. Its public Partner APIs let integrators originate and manage Home Equity Line of Credit (HELOC) loans end to end: non-licensed pre-qualification and offer retrieval, full HELOC inquiry lifecycle management (start inquiry, select property, add income/SSN, verify liens, select offer, documents), loan-originator directory management, and Portfolio Manager reporting over owned and pledged loan pools. Figure also runs Figure Connect, a blockchain-based loan marketplace connecting loan sellers and buyers. The REST/JSON APIs authenticate with an apikey header and protect PII in transit with JWE encryption (RSA-OAEP-256 + A256GCM).

## Kin Score — 42.7 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 42.7).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 58.4 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 18.4 |
| Developer Ergonomics | 56.5 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

## Agent readiness — 37.7 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (8)

- **Figure Technology Solutions Encryption API** — The Encryption API from Figure Technology Solutions — 1 operation(s) for encryption.
- **Figure Technology Solutions HELOC application requests API** — The HELOC application requests API from Figure Technology Solutions — 19 operation(s) for heloc application requests.
- **Figure Technology Solutions HELOC Offers API** — The HELOC Offers API from Figure Technology Solutions — 2 operation(s) for heloc offers.
- **Figure Technology Solutions Loan Originator requests API** — The Loan Originator requests API from Figure Technology Solutions — 1 operation(s) for loan originator requests.
- **Figure Technology Solutions Loan Tape V1 API** — The Loan Tape V1 API from Figure Technology Solutions — 6 operation(s) for loan tape v1.
- **Figure Technology Solutions Loan Tape V2 API** — The Loan Tape V2 API from Figure Technology Solutions — 3 operation(s) for loan tape v2.
- **Figure Technology Solutions Payment History V1 API** — The Payment History V1 API from Figure Technology Solutions — 3 operation(s) for payment history v1.
- **Figure Technology Solutions Payment History V2 API** — The Payment History V2 API from Figure Technology Solutions — 1 operation(s) for payment history v2.

## MCP servers (1)

- **Figure Technology Solutions MCP Server**

## Agentic access (1)

- **Figure Technology Solutions Agentic Access** — 36 operations · 15 acting

## Security (2)

- **Figure Technology Solutions Authentication** — apiKey · 2 schemes
- **Figure Technology Solutions Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Lending, HELOC, Home Equity, Mortgage, Capital Markets, Blockchain, Loan Origination, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/figure-technology-solutions/). Scores are computed from the provider's own public artifacts under a published rubric.