# Fig

**Canonical:** https://apis.io/providers/fig/  
**Website:** https://figloans.com/  
**APIs profiled:** 0

Fig (Fig Loans) is a socially conscious, CDFI-certified fintech lender founded in 2015 and based in Texas that offers small-dollar installment loans as a responsible alternative to payday loans, along with credit-builder loans that help underserved borrowers establish and improve their credit. Loans typically range from a few hundred dollars over four-to-six-month terms, and Fig reports repayment to the three major consumer credit bureaus so on-time payments build credit history. Fig operates across a growing set of U.S. states including Texas, Missouri, Ohio, Utah, Florida, Illinois, and California, and partners with CDFIs and nonprofits on community-lending programs. Backed by General Catalyst and Techstars, Fig is profiled in the API Evangelist network as a company; it is a consumer-facing lender and does not publish a public developer API.

## Kin Score — 6.0 / 100 (minimal)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 6.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Fig Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Tags

Company, Lending, Fintech, Personal Loans, Credit Builder, Consumer Finance, Financial-Services, CDFI

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fig/). Scores are computed from the provider's own public artifacts under a published rubric.