# Fence

**Canonical:** https://apis.io/providers/fence/  
**Website:** https://fence.finance/  
**APIs profiled:** 1

Fence is a tech‑native facility agency for asset‑backed finance, providing real‑time control and transparency for lenders and originators. It builds the operating layer that connects assets such as credit cards, invoices, BNPL purchases, auto loans, leases, and mortgages with capital instantly, enabling faster, cheaper financing while maintaining full traceability and compliance.

## Kin Score — 40.2 / 100 (developing)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 66.1 |
| Contract Quality | 64.1 |
| Contract Governance | 35.6 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 37.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 30.4 (matched via fallback).

## Agent readiness — 40.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | negotiable |
| Idempotency | documented |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | yes |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | partial |
| Operation Distinctiveness | distinct |

## APIs (5)

- **Fence Authentication API** — Obtain a bearer access token for a machine-to-machine integration.
- **Fence Declaration monitoring API** — Monitor declaration runs and per-asset results.
- **Fence Documents API** — Register supporting documents and inspect upload status.
- **Fence Payments API** — Validate or submit payment transactions in bulk.
- **Fence Portfolio declarations API** — Create and process asset portfolio declarations.

## Agentic access (1)

- **Fence Agentic Access** — 12 operations · 7 acting

## Security (2)

- **Fence Authentication** — 1 scheme
- **Fence Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Asset-Backed-Finance, Real-Time, API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fence/). Scores are computed from the provider's own public artifacts under a published rubric.