# Federato

**Canonical:** https://apis.io/providers/federato/  
**Website:** https://www.federato.ai  
**APIs profiled:** 0

Federato is an AI-native insurance technology platform built for the full policy lifecycle, from submission through policyholder management. Its RiskOps-style tooling spans underwriting workflow, automated submission triage, portfolio and appetite alignment, rate/price/quote, a configurable forms engine, federated data infrastructure, and producer, partner, and policyholder portals. Federato serves insurance carriers, managing general agents (MGAs), MGA aggregators, and mutual insurers. The company is backed by Emergence Capital and announced a $100M Series D led by Goldman Sachs. No public API or open developer reference was found during enrichment; the developer documentation portal (Archbee) is magic-link protected, and the GitHub organization holds only forks of third-party infrastructure tools.

## Kin Score — 14.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 14.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Insurance**: 28.8 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Federato Domain Security** — TLSv1.3 · DMARC
- **Federato Trust Center** — trust center published

## Tags

Company, Insurance Tech, Insurtech, Insurance, Underwriting, RiskOps, Policy Lifecycle, Artificial Intelligence

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/federato/). Scores are computed from the provider's own public artifacts under a published rubric.