# FDIC

**Canonical:** https://apis.io/providers/fdic/  
**Website:** https://www.fdic.gov/  
**APIs profiled:** 7

The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic access to publicly available data on FDIC-insured financial institutions. The API enables searching, filtering, and downloading information about bank institutions, branch locations, financial reports, structure change history, failed banks, and summary deposit data. All data is provided free of charge under the U.S. public domain license.

## Kin Score — 34.4 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 34.4).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 58.7 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Banking & Open Finance**: 13.9 (matched via tags).

## Agent readiness — 31.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | na |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (7)

- **FDIC Demographics API** — Demographics Information
- **FDIC Failures API** — List of bank failures to date
- **FDIC Financials API** — Financial Information
- **FDIC Historical API** — Historical data from 1934 onward regarding financial institutions.
- **FDIC History API** — List of structure change events
- **FDIC Structure API** — Financial institution demographic and location information
- **FDIC Summary of Deposits API** — List of Summary of Deposits

## Agentic access (1)

- **Fdic Agentic Access** — 8 operations

## Security (1)

- **Fdic Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Fdic Plans Pricing**

## Tags

Banking, Finance, Government, FDIC, Financial Data, Bank Data, Regulatory

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fdic/). Scores are computed from the provider's own public artifacts under a published rubric.