# Fazz

**Canonical:** https://apis.io/providers/fazz/  
**Website:** https://fazz.com/  
**APIs profiled:** 1

Fazz is a Southeast Asian business banking and payments group formed from the 2021 merger of Indonesia's Payfazz and Singapore's Xfers. Its Fazz Business Payments API (served on the xfers.io hosts) lets platforms accept payments via local methods like PayNow QR and virtual bank accounts, and send bulk disbursements across Singapore (SGD) and Indonesia (IDR). Not to be confused with the consumer-facing Payfazz agent app.

## Kin Score — 47.8 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.5 from 48.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 20.4 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 47.4 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 57.9 |
| Access Clarity | 57.9 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 31.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (5)

- **Fazz Indonesia Payments API (v4-ID)** — Indonesia-market payments and disbursements (v4-ID) covering local virtual accounts and bank transfers, billed in IDR. Shares the Fazz/Xfers v4 request patterns with region-spec...
- **Fazz Callbacks (Webhooks)** — HTTP POST webhook callbacks that notify your endpoint of payment and disbursement status changes in JSON, verified against your account signing secret.
- **Fazz Disbursements API** — Send API — disburse funds to recipients (payouts).
- **Fazz Payment Methods API** — Create reusable payment method objects (PayNow, virtual bank account).
- **Fazz Payments API** — Accept API — create and query payments (collections).

## MCP servers (1)

- **Fazz MCP Server**

## Agentic access (1)

- **Fazz Agentic Access** — 8 operations · 3 acting · 3 human-in-the-loop

## Security (4)

- **Fazz Authentication** — http · 1 scheme
- **Fazz Domain Security** — TLSv1.3 · HSTS · DMARC
- **Fazz Vulnerability Disclosure** — security.txt
- **Fazz Trust Center** — trust center published

## Plans (1)

- **Fazz Plans Pricing**

## Tags

Fintech, Payments, Business Banking, Disbursements, Southeast Asia, PayNow, Virtual Accounts

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/fazz/). Scores are computed from the provider's own public artifacts under a published rubric.