# Farmers Mutual Hail

**Canonical:** https://apis.io/providers/farmers-mutual-hail/  
**Website:** https://www.fmh.com/  
**APIs profiled:** 0

Farmers Mutual Hail (FMH) is a U.S.-based insurance provider specializing in crop hail coverage. With six generations of protecting farmers against hail damage, FMH leads the industry in offering comprehensive crop hail insurance solutions. The company serves agricultural producers across the United States, helping them mitigate financial losses from severe weather events and ensuring the continuity of farming operations. FMH’s mission is to safeguard the livelihoods of farmers by delivering reliable, affordable insurance products tailored to the unique risks of agriculture.

## Kin Score — 13.8 / 100 (emerging)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 51.8 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 14.3 |
| Access Clarity | 23.7 |

Regulatory layer — **Insurance**: 23.7 (matched via tags).

## Agent readiness — 2.9 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## Security (2)

- **Farmers Mutual Hail Authentication** — 0 schemes
- **Farmers Mutual Hail Domain Security** — TLSv1.2 · HSTS · DMARC

## Plans (1)

- **Farmers Mutual Hail Plans Pricing**

## Tags

Company, Insurance, Agriculture, Hail, Crop, United-States

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/farmers-mutual-hail/). Scores are computed from the provider's own public artifacts under a published rubric.