# Exactly Protocol

**Canonical:** https://apis.io/providers/exactly/  
**Website:** https://exact.ly  
**APIs profiled:** 17

Exactly Protocol is a decentralized, non-custodial, open-source protocol providing autonomous fixed and variable interest rate credit markets on Ethereum, Optimism, and Base. It enables users to deposit and borrow crypto assets at both variable rates and fixed rates through maturity pools, using a continuous non-linear interest rate model, dynamic close factor liquidations, and a rewards distribution system with the EXA governance token.

## Kin Score — 35.7 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 35.7).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 61.1 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

## Agent readiness — 23.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Free — onboarding: unknown, pricing: free, trial: no (confidence: medium).

## APIs (17)

- **Exactly Protocol Previewer API** — Read-only smart contract interface for previewing deposits, borrows, withdrawals, and repayments across all market maturity pools. Returns projected yields, repayment amounts, a...
- **Exactly Protocol Market API** — ERC-4626-compliant smart contract interface for the core Market contract exposing view and write methods for depositing, borrowing, withdrawing, repaying, minting, redeeming, an...
- **Exactly Protocol Auditor API** — Smart contract interface for the Auditor, the central risk management component that manages market listings, collateral factors, account liquidity checks, and liquidation eligi...
- **Exactly Protocol RewardsController API** — Smart contract interface for querying and claiming EXA and esEXA token rewards distributed to depositors and borrowers. Supports querying claimable rewards, reward configuration...
- **Exactly Protocol Subgraph API (The Graph)** — GraphQL subgraph API powered by The Graph for querying indexed on-chain data from Exactly Protocol on Ethereum mainnet and Optimism. Supports advanced queries including aggregat...
- **Exactly Protocol ERC-4626 API** — ERC-4626 vault standard methods
- **Exactly Protocol Fixed Rate API** — Fixed rate maturity pool operations
- **Exactly Protocol Liquidations API** — Liquidation eligibility and seizure calculations
- **Exactly Protocol Liquidity API** — Account liquidity and collateral checks
- **Exactly Protocol Market Management API** — Write methods for market configuration (admin only)
- **Exactly Protocol Market State API** — View methods for querying market state
- **Exactly Protocol Markets API** — Market listing and configuration queries
- **Exactly Protocol Previewer API** — Read-only preview methods for Exactly Protocol markets
- **Exactly Protocol Reward Configuration API** — Reward program configuration and indexes
- **Exactly Protocol Rewards Claims API** — Write methods for claiming earned rewards
- **Exactly Protocol Rewards Query API** — View methods for querying reward state and amounts
- **Exactly Protocol Variable Rate API** — Floating/variable rate deposit and borrow operations

## Agentic access (1)

- **Exactly Agentic Access** — 40 operations · 36 acting · 1 human-in-the-loop

## Security (1)

- **Exactly Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Plans**

## Tags

DeFi, Lending, Borrowing, Fixed Rate, Variable Rate, Ethereum, Optimism, Base, ERC-4626, Credit Markets

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/exactly/). Scores are computed from the provider's own public artifacts under a published rubric.