# Even Financial

**Canonical:** https://apis.io/providers/even-financial/  
**Website:** https://even-financial.gitbook.io/developer-center  
**APIs profiled:** 1

Engine by MoneyLion (formerly Even Financial) operates an embedded-finance search, comparison and recommendation engine for financial services. Its API matches consumers to personalized financial products — personal loans, credit cards, savings and deposit accounts, auto refinancing, HELOC and insurance — by submitting a lead (a user plus product search criteria) in exchange for a rate table of offers. The platform pairs the native API with embeddable marketplaces, calculators, widgets and mobile SDKs, plus approval-probability reports and channel-partner analytics. Even Financial was founded in 2015, backed by Canaan Partners, and rebranded to Engine by MoneyLion in 2023 following MoneyLion's acquisition.

## Kin Score — 49.0 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.5 from 49.5).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 67.7 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 30.4 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (6)

- **Even Financial Analytics API** — ### Introduction Welcome to Engine by MoneyLion's Integration Guide for our Supply Analytics data product, which provides funnel, payout and client tag data on specific leads an...
- **Even Financial Approval Probability API** — Approval probability reports contains data about the likelihood that a user with specified attributes will be approved for particular product offers. The user attributes are pas...
- **Even Financial Lead API** — A lead combines information about a user with search criteria for financial products, and is submitted in exchange for a rate table. A rate table is a list of financial offers t...
- **Even Financial Offer Preview API** — Preview offers are matched based upon a simple set of anonymous criteria and as a result are not personalized. This is useful if you'd like to display offers without requesting ...
- **Even Financial Prefill API** — The Prefill API from Even Financial — 2 operation(s) for prefill.
- **Even Financial UI Utils API** — A collection of endpoints that can be used to improve a search experience.

## MCP servers (1)

- **Even Financial MCP Server**

## Agentic access (1)

- **Even Financial Agentic Access** — 22 operations · 5 acting

## Security (2)

- **Even Financial Authentication** — http · 3 schemes
- **Even Financial Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Tags

Company, Financial-Services, Embedded Finance, Fintech, Lending, Personal Loans, Credit Cards, Marketplace, Recommendation Engine, Lead Generation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/even-financial/). Scores are computed from the provider's own public artifacts under a published rubric.