# Euronet Worldwide

**Canonical:** https://apis.io/providers/euronet/  
**Website:** https://www.euronet.com/  
**APIs profiled:** 6

Euronet Worldwide (NASDAQ: EEFT) is a US-based (Leawood, Kansas) global payments and financial technology company operating across three segments: Payments Infrastructure (EFT/ATM networks, transaction processing, merchant acquiring, and the REN payments software from Euronet Software Solutions); epay (prepaid and digital-media distribution across 60+ countries); and Money Transfer, home to its Ria, Xe, and Dandelion brands. The company processes roughly 20 billion transactions a year across 200 countries and territories. Its most API-native surface sits in the Money Transfer segment: the Xe brand publishes several developer APIs on SwaggerHub (Currency Data, Payments, Mass Payments, Tradable Rates, and XETA), and Dandelion operates a real-time, ISO 20022-compliant cross-border payments developer portal. As a US company in a market with no single payments mandate, Euronet exposes a fragmented but genuine set of self-serve (Xe Currency Data free trial) and partner-onboarded (Payments, Dandelion) developer surfaces rather than one unified platform API.

## Kin Score — 41.4 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 41.4).

| Facet | Score |
|---|---|
| Discoverability | 72.2 |
| Contract Quality | 44.1 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 45.8 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Payments**: 39.1 (matched via tags).

## Agent readiness — 33.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (6)

- **Xe Currency Data API** — Xe (a Euronet Money Transfer brand) Currency Data API — a REST JSON API serving real-time and historical exchange rates for 170+ currencies from 100+ global sources. Documented ...
- **Xe Payments API** — Xe Payments API — cross-border payment execution for Xe's international money-transfer platform. Documented Swagger 2.0 covering quotes, recipients, tradeable currencies, purpos...
- **Xe Mass Payments API** — Xe Mass Payments API — batch/bulk cross-border payouts for Xe's platform. Documented Swagger 2.0 covering account, quote, invoice, payments, transaction, terms, and permissions ...
- **Xe Currency Data Tradable Rates API** — Xe Currency Data Tradable Rates API — tradable (dealable) FX rates companion to the Currency Data API. Documented Swagger 2.0 exposing a tradable-rates endpoint; the published d...
- **XETA API** — Xe XETA API — a Swagger 2.0 definition published by XE.com on SwaggerHub covering 16 operations. The spec declares host xeta-api.xe.com/v1 (not publicly reachable at review time...
- **Dandelion Cross-Border Payments API** — Dandelion by Euronet — a real-time, ISO 20022-compliant cross-border payments network exposed through a single customizable API reaching 190+ countries, ~6 billion bank accounts...

## MCP servers (1)

- **Euronet Worldwide MCP Server**

## Agentic access (1)

- **Euronet Agentic Access** — 65 operations · 27 acting

## Security (2)

- **Euronet Authentication** — apiKey/http · 2 schemes
- **Euronet Domain Security** — TLSv1.3 · DMARC

## Tags

Payments, United States, Payment Processing, Cross-Border, Money Transfer, Currency Exchange, FX, Payouts, Real-Time Payments, ISO 20022, Acquiring

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/euronet/). Scores are computed from the provider's own public artifacts under a published rubric.