# Esusu

**Canonical:** https://apis.io/providers/esusu/  
**Website:** https://www.esusurent.com/  
**APIs profiled:** 0

Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey Wemimo and Samir Goel and headquartered in New York City, Esusu reports on-time rental payments to the three major credit bureaus (Equifax, TransUnion, and Experian) so renters can build and improve their credit scores. The platform serves renters, property owners and managers, employers, banks, and fintechs with rent reporting, credit building, rent relief, marketplace rewards, and income, identity, and SSN verification. For partners, Esusu offers embedded rent-reporting APIs, UI tools, and SDKs (behind a sandbox and self-service docs) so banks and fintechs can distribute rent reporting as a service. Backed by SoftBank Vision Fund 2 and Serena Ventures, Esusu reached a $1.2 billion valuation in 2025 and reports across millions of rental units in all 50 US states.

## Kin Score — 19.7 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.7).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Esusu Domain Security** — TLSv1.3 · HSTS · DMARC
- **Esusu Vulnerability Disclosure** — Hackerone · contact published

## Tags

Company, Enterprise, Fintech, Financial-Services, Credit, Credit Building, Rent Reporting, Real-Estate, Identity Verification, Income Verification

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/esusu/). Scores are computed from the provider's own public artifacts under a published rubric.