# Erebor

**Canonical:** https://apis.io/providers/erebor/  
**Website:** https://erebor.bank  
**APIs profiled:** 1

Erebor is a digital-first, FDIC-insured national bank built for the innovation economy — technology startups, cryptocurrency and stablecoin businesses, and AI and defense companies that traditional banks have historically underserved. Co-founded by Palmer Luckey (Anduril) and Joe Lonsdale (8VC) and backed by Founders Fund, Lux Capital, Haun Ventures, and 8VC, Erebor received OCC preliminary conditional approval in October 2025, FDIC deposit-insurance approval in December 2025, and launched in February 2026. It offers deposit accounts, wires and money movement, and stablecoin operations. Erebor exposes a developer API at api.erebor.bank secured with API keys, an Auth0-authenticated developer dashboard at developer.erebor.bank, and Fern-based developer documentation at docs.erebor.bank. The public developer docs are login-gated, so the machine-readable surface captured here is limited to what is observable without credentials.

## Kin Score — 12.1 / 100 (emerging)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 12.1).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 21.5 (matched via tags).

## Agent readiness — 5.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Erebor API** — Erebor's developer API for programmatic access to banking, money-movement, and stablecoin operations. The gateway at api.erebor.bank authenticates requests with an API key and r...

## Security (2)

- **Erebor Authentication** — apiKey/oauth2 · 2 schemes
- **Erebor Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Banking, Digital Bank, Stablecoin, Cryptocurrency, Payments, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/erebor/). Scores are computed from the provider's own public artifacts under a published rubric.