# Envestnet

**Canonical:** https://apis.io/providers/envestnet/  
**Website:** https://www.envestnet.com/  
**APIs profiled:** 21

Envestnet is an ever-evolving network of data-driven services, products, tools, and technologies designed to enable the Intelligent Financial Life. Our robust financial wellness ecosystem offers solutions for every role in the financial advice industry, including the Yodlee account aggregation, verification, credit, insights, and personalized view APIs.

## Kin Score — 31.6 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 31.6).

| Facet | Score |
|---|---|
| Discoverability | 55.6 |
| Contract Quality | 53.8 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 30.3 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (21)

- **Envestnet Account Token API** — Account verification customers looking to integrate with one of our payment partners can use the Account Token endpoints. These APIs allow creating a secure processor token for ...
- **Envestnet Accounts API** — Accounts API
- **Envestnet Associated Details API** — The Associated Details API from Envestnet — 2 operation(s) for associated details.
- **Envestnet Auth API** — Auth API
- **Envestnet Configs API** — Configs API
- **Envestnet Consents API** — Consents API
- **Envestnet CreditAcceleratorFile API** — CreditAcceleratorFile API
- **Envestnet Customer API** — The Customer API from Envestnet — 1 operation(s) for customer.
- **Envestnet DataExtracts API** — DataExtracts API
- **Envestnet Derived API** — Derived API
- **Envestnet Documents API** — Documents API
- **Envestnet Holdings API** — Holdings API
- **Envestnet Payment Processor API** — Envestnet | Yodlee's payment processor partners can use the Payment Processor endpoints to access verified account details using the <code>processorToken</code> created and shar...
- **Envestnet ProviderAccounts API** — Provider Accounts API
- **Envestnet Providers API** — Providers API
- **Envestnet Statements API** — Statements API
- **Envestnet Transactions API** — Transactions API
- **Envestnet User API** — Users API
- **Envestnet Verification API** — Verification API
- **Envestnet Verify Account API** — Verify Account API
- **Envestnet View API** — The View API from Envestnet — 11 operation(s) for view.

## Agentic access (1)

- **Envestnet Agentic Access** — 150 operations · 76 acting · 2 human-in-the-loop

## Security (2)

- **Envestnet Domain Security** — TLSv1.3 · HSTS · DMARC
- **Envestnet Vulnerability Disclosure** — disclosure policy published

## Plans (1)

- **Envestnet Plans Pricing**

## Tags

Financial, Wealth Management, Open Banking, Account Aggregation

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/envestnet/). Scores are computed from the provider's own public artifacts under a published rubric.