# EnvelopeBudget

**Canonical:** https://apis.io/providers/envelopebudget-com/  
**Website:** https://envelopebudget.com/  
**APIs profiled:** 1

EnvelopeBudget provides a digital envelope budgeting platform for couples and families to manage shared finances. The app syncs with bank accounts, offers a debt center, and lets users allocate every dollar to specific envelopes. It includes iOS and Android apps, a 34‑day free trial, and pricing starting at $4 per month. The service aims to simplify budgeting, track expenses, and help achieve financial goals through an intuitive interface.

## Kin Score — 53.5 / 100 (developing)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 78.6 |
| Contract Quality | 50.5 |
| Contract Governance | 35.6 |
| Operational Transparency | 28.6 |
| Developer Ergonomics | 44.6 |
| Access Clarity | 61.7 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 40.2 (matched via fallback).

## Agent readiness — 39.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | no |
| MCP Tool Quality | na |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## APIs (4)

- **EnvelopeBudget Accounts API** — The Accounts API from EnvelopeBudget — 2 operation(s) for accounts.
- **EnvelopeBudget Auth API** — The Auth API from EnvelopeBudget — 5 operation(s) for auth.
- **EnvelopeBudget Envelopes API** — The Envelopes API from EnvelopeBudget — 1 operation(s) for envelopes.
- **EnvelopeBudget Transactions API** — The Transactions API from EnvelopeBudget — 4 operation(s) for transactions.

## Agentic access (1)

- **EnvelopeBudget Agentic Access** — 13 operations · 8 acting · 2 human-in-the-loop

## Security (3)

- **EnvelopeBudget Authentication** — 1 scheme
- **EnvelopeBudget Domain Security** — TLSv1.3 · DMARC
- **EnvelopeBudget Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **EnvelopeBudget Plans Pricing**

## Tags

Finance, Budgeting, Personal Finance, Couples, Families

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/envelopebudget-com/). Scores are computed from the provider's own public artifacts under a published rubric.