# Ensurance

**Canonical:** https://apis.io/providers/ensurance/  
**Website:** https://ensurance.com.au/  
**APIs profiled:** 0

Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth, Western Australia, marketing itself as "innovating the online insurance sector." Its Australian arm, Ensurance Underwriting Australia, operated as a wholesale underwriting agency under an Australian Financial Services Licence, assembling a consortium of local and international capacity — including Lloyd's, Swiss Re and XL Catlin — behind construction-specific products sold exclusively through intermediaries: Licensed Builder Annual Construction, Plant and Liability, Project-Specific Construction, Trades Liability, Owner Builder, and Home and Contents insurance, distributed to a broker network the company described as 340-plus intermediaries. A sister company, Ensurance UK Limited, ran as a Managing General Agent authorised and regulated by the UK Financial Conduct Authority and a coverholder at Lloyd's. The group's API posture is nil and always was. Ensurance never published a public developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint, webhook or event catalogue. What the company called its "customised online platform" for intermediaries was BOB (bob.ensurance.com.au), a form-based, session-login ASP.NET MVC quote-and-proposal wizard keyed to per-agent codes — an agent login wall, not a programmable interface. No ACORD, AL3, ACORD XML or NGDS reference appears anywhere in the company's live or archived web estate. As of this review the ensurance.com.au TLS certificate has expired and every path on the domain, along with the ensurance.ltd domain family, blanket 301-redirects to Chase Underwriting Solutions Pty Ltd, an Australian professional-lines underwriting agency that likewise publishes no API. Ensurance is recorded here as a partner-gated, no-public-API insurance provider in the Australian market — a faithful data point for a sector where the Consumer Data Right was designated for general insurance and then deferred, leaving carriers and underwriting agencies with no forcing function to expose anything.

## Kin Score — 4.2 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 4.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 16.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Ensurance Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Insurance, Australia, Underwriting, Property and Casualty, Construction Insurance, Managing General Agent, Brokers, Wholesale Insurance, Insurtech, Partner Gated, No Public API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ensurance/). Scores are computed from the provider's own public artifacts under a published rubric.