# Embat

**Canonical:** https://apis.io/providers/embat/  
**Website:** https://www.embat.io/  
**APIs profiled:** 1

Embat is a real-time treasury management platform for finance teams, founded in Madrid and backed by Creandum. Its REST/JSON API (OpenAPI 3.1, 103 operations across 21 resource areas) connects third-party applications and ERPs to Embat to manage bank connections, balances, transactions, payments and payment orders, cash-flow forecasting, scenarios, accounting entries and accounts, contacts, and bank reconciliation across multiple companies. Authentication is HTTP Bearer using a JWT idToken obtained from an email/password token endpoint (60-minute expiry, no refresh); every resource is scoped by a companyId path parameter and list endpoints paginate with limit + nextPageToken.

## Kin Score — 28.6 / 100 (thin)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.5 from 29.1).

| Facet | Score |
|---|---|
| Discoverability | 51.9 |
| Contract Quality | 61.8 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 37.5 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Banking & Open Finance**: 21.5 (matched via tags).

## Agent readiness — 29.0 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (22)

- **Embat AccountingAccounts API** — `AccountingAccount` represents an account in the company's chart of accounts. `accountingCode` is the unique identifier of an account and is used as its ID; it also determines t...
- **Embat AccountingEntries API** — `AccountingEntry` represents a single line of a company's general accounting journal — an outflow (`assetAmount`) or inflow (`liabilityAmount`) movement posted to a ledger accou...
- **Embat Attributes API** — `Attribute` represents a custom field that you can define once and then use to tag records across Embat, such as an ERP dimension, a cost center or any other analytic field you ...
- **Embat Authentication API** — `Authentication` provides the credentials Embat issues to access the rest of the public API. Every other endpoint requires a JWT `idToken` in the `Authorization: Bearer <idToken...
- **Embat Balances API** — `Balance` represents the end-of-day balance of a bank product (account) for a given calendar day. Embat records one balance per product per day, expressed both in the product's ...
- **Embat Banks API** — `Bank` represents a banking relationship connected to your company in Embat — for example, an aggregated connection to a specific banking entity. Each bank relationship groups t...
- **Embat Categories API** — `Category` represents a treasury or cashflow classification in Embat, used to group transactions, forecasts and operations for reporting (e.g. "Providers", "Payroll", "Subscript...
- **Embat Companies API** — A `Company` represents a legal entity configured in your Embat workspace. Its `id` is the `companyId` used throughout this API: almost every other endpoint is scoped by `company...
- **Embat Contacts API** — `Contact` represents a client or supplier your company transacts with. `customId` is the unique identifier of a contact: set your own value to use as your ERP contact ID, or let...
- **Embat DebtScheduleConfigs API** — <div style="background-color:#fff3cd; color:#856404; padding: 10px; border-left: 6px solid #ffeeba;"> <strong>⚠️ Warning:</strong> This API section is in BETA. It might undergo ...
- **Embat Files API** — `File` represents a banking file exchanged between Embat and a bank: either a file **received** from a bank (a reception, e.g. an account statement or a confirmation file) or a ...
- **Embat Forecasts API** — `Forecast` represents a treasury cash flow projection generated by Embat for a given date, classified under a `Category` and grouped into a `Scenario` (e.g. a base case or a str...
- **Embat ForeignExchangeRates API** — `ForeignExchangeRate` records the daily exchange rates Embat uses to convert amounts between currencies for accounting purposes. Each record captures the rates observed on a giv...
- **Embat Logs API** — `Logs` let your integration report execution events, warnings or errors observed while interacting with the Embat API, so Embat's support team can diagnose integration issues. L...
- **Embat Operations API** — `Operation` represents an accounting operation with a pending amount to settle — typically an invoice or bill due from or to a `Contact` (client or supplier). An invoice with se...
- **Embat PaymentOrders API** — <div style="background-color:#fff3cd; color:#856404; padding: 10px; border-left: 6px solid #ffeeba;"> <strong>⚠️ Warning:</strong> This API section is in BETA. It might undergo ...
- **Embat Payments API** — `Payment` represents money moving between a bank transaction and the operations (invoices, bills) or accounting entries it settles. `customId` is the unique identifier of a paym...
- **Embat Products API** — `Product` represents a bank account, credit line, card or wallet held by the company — either aggregated automatically from a bank connection, or added manually in Embat. A prod...
- **Embat ReconcilingItems API** — <div style="background-color:#fff3cd; color:#856404; padding: 10px; border-left: 6px solid #ffeeba;"> <strong>⚠️ Warning:</strong> This API section is in BETA. It might undergo ...
- **Embat ReconcilingSources API** — <div style="background-color:#fff3cd; color:#856404; padding: 10px; border-left: 6px solid #ffeeba;"> <strong>⚠️ Warning:</strong> This API section is in BETA. It might undergo ...
- **Embat Scenarios API** — A `Scenario` represents a forecasting hypothesis in Embat's treasury forecast: a named, currency-denominated projection covering a defined horizon (`startPeriod` to `endPeriod`)...
- **Embat Transactions API** — `Transaction` represents a movement recorded on one of your bank accounts (`Product`). Each transaction reports the balance of its product immediately after the movement, and ca...

## MCP servers (1)

- **Embat MCP Server**

## Agentic access (1)

- **Embat Agentic Access** — 103 operations · 61 acting

## Security (2)

- **Embat Authentication** — http · 1 scheme
- **Embat Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Treasury Management, Payments, Cash Flow, Banking, Reconciliation, Forecasting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/embat/). Scores are computed from the provider's own public artifacts under a published rubric.