# Duplo

**Canonical:** https://apis.io/providers/duplo/  
**Website:** https://tryduplo.com  
**APIs profiled:** 1

Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. Its platform unifies B2B payments and spend management: automated expense tracking with approval workflows, local and international (cross-border) payments, multi-currency global business accounts, NRS-compliant e-invoicing, direct debit, tax management, auto reconciliation, bulk payments to up to 500 recipients, and real-time financial reporting. For developers, Duplo exposes Atlas, a global payments API (base host atlas.tryduplo.com) covering collections/checkout, disbursements and bulk payouts, virtual accounts, payment links, exchange rates and FX swaps, wallet management, and e-invoicing, authenticated with Bearer API keys and delivering event notifications via webhooks. Duplo maintains PCI DSS, ISO 27001 and ISO 22301 certifications, is NDPR compliant, and operates under Central Bank of Nigeria oversight as a licensed Payment Service Solution Provider (PSSP).

## Kin Score — 54.3 / 100 (strong)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 54.3).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 45.1 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 52.6 |
| Access Clarity | 52.6 |

Regulatory layer — **Payments**: 59.4 (matched via tags).

## Agent readiness — 33.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Atlas Payments API** — Atlas is Duplo's global payments API for African and emerging-market businesses: collect payments (checkout, payment links, virtual accounts), disburse funds (single and bulk ba...

## MCP servers (1)

- **Duplo MCP Server**

## Security (2)

- **Duplo Authentication** — http · 1 scheme
- **Duplo Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Payments, B2B Payments, Cross-Border Payments, Expense Management, Virtual Accounts, E-Invoicing, Foreign Exchange, Africa, Nigeria

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/duplo/). Scores are computed from the provider's own public artifacts under a published rubric.