# Drahim Holdings

**Canonical:** https://apis.io/providers/drahim-holdings/  
**Website:** https://drahim.sa  
**APIs profiled:** 0

Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan Alkhayal and Yasser Alshurihi. Its mobile app uses open banking to aggregate a user's bank accounts into one view, enriches and auto-categorizes transactions (2.5B+ processed), and offers auto-savings, Zakat calculation, and Sharia-compliant robo-advisory portfolios spanning 40+ funds across Saudi and global equities, real estate, and commodities. Drahim is licensed by the Saudi Central Bank (SAMA) for open-banking/payment services and by the Capital Market Authority (CMA) for investment management; it was backed by Y Combinator and 500 Global, and Al Rajhi Bank acquired a 65% majority stake in 2024. Drahim is a consumer application and does not publish a public developer API, OpenAPI specification, or developer portal; this profile captures its corporate and product identity plus live domain-security posture. Consumer surfaces include the iOS and Android apps and a business platform.

## Kin Score — 8.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 8.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Drahim Holdings Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Personal Finance, Open Banking, Investing, Robo-Advisory, Saudi Arabia, Consumer App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/drahim-holdings/). Scores are computed from the provider's own public artifacts under a published rubric.