# DOKU

**Canonical:** https://apis.io/providers/doku/  
**Website:** https://www.doku.com/  
**APIs profiled:** 6

DOKU (PT Nusa Satu Inti Artha) is Indonesia's pioneering payment gateway, founded in 2007 and licensed by Bank Indonesia as a Category 1 Payment Service Provider. Its developer platform exposes a hosted Checkout API plus a full suite of Bank Indonesia SNAP (Standar Nasional Open API Pembayaran) endpoints for Virtual Account, e-Wallet, Direct Debit, QRIS, and Kirim (payout/disbursement), all settling in Indonesian Rupiah (IDR).

## Kin Score — 68.4 / 100 (exemplar)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 68.4).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 65.2 |
| Governance | 20.8 |
| Operational Transparency | 68.4 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 100.0 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 58.8 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (6)

- **DOKU Access Token API** — SNAP B2B / B2B2C access-token issuance.
- **DOKU Checkout API** — DOKU-hosted checkout page (non-SNAP).
- **DOKU Direct Debit & e-Wallet API** — SNAP account binding and host-to-host debit for e-wallets and bank direct debit.
- **DOKU Payout API** — Kirim DOKU disbursement to bank accounts.
- **DOKU QRIS API** — SNAP QRIS Merchant-Presented Mode.
- **DOKU Virtual Account API** — SNAP BI-SNAP Virtual Account lifecycle.

## MCP servers (1)

- **doku-mcp.yml**

## Agentic access (1)

- **Doku Agentic Access** — 19 operations · 11 acting · 5 human-in-the-loop

## Security (4)

- **Doku Authentication** — apiKey/http · 4 schemes
- **Doku Domain Security** — TLSv1.3 · HSTS · DMARC
- **Doku Vulnerability Disclosure** — security.txt · contact published
- **Doku Trust Center** — PCI DSS Level 1 Service Provider, ISO/IEC 27001, AES-256 encryption standard

## Plans (1)

- **Doku Plans Pricing**

## Tags

Payments, Payment Gateway, Fintech, Indonesia, SEA, SNAP, Virtual Account, E-Wallet, QRIS, Direct Debit, Payouts

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/doku/). Scores are computed from the provider's own public artifacts under a published rubric.